Rates

Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA credit card rates, please see the credit card sections for individuals and for businesses.

 


Specialty Rates

 
No Down Payment Mortgage

Interest Rate

Purchase Plus Improvements

Interest Rate

Energy Efficiency Financing

Interest Rate

*Rates subject to change

Investment Rates

 

Balance

Rates

$1 - $4,999

0.25%

$5,000 - $9,999

0.25%

$10,000 - $24,999

0.30%

$25,000 - $59,999

0.45%

$60,000 - $99,999

0.45%

$100,000 plus

0.45%

Account

Rate

TFSA

0.95%

Balance

Rates

Variable - $0 - $5,000

0.40%

Variable - $5,001 - $25,000

0.40%

Variable - $25,001 - $50,000

0.40%

Variable - $50,001 plus

0.40%

Term

Rates

Short Term Deposit 30 - 59 Days

2.35%

Short Term Deposit 60 - 89 Days

2.55%

Short Term Deposit 90 - 179 Days

2.95%

Short Term Deposit 180 - 269 Days

3.20%

Short Term Deposit 270 - 364 Days

3.35%

1 Year Term

4.00%

2 Year Term

3.75%

3 Year Term

3.70%

4 Year Term

3.65%

5 Year Term

3.65%

18 Month Term Deposit (applies to new funds only*)

4.45%

30 Month Term Deposit (applies to new funds only*)

3.85%

Lending Rates *

 

Rates

CUA Prime Rate

6.45%

Rates

New Car

6.99%

Used Car

7.99%

Unsecured Lines of Credit (prime plus 3.75%)

10.20%

myStudent Line of Credit (prime plus 1.00%)

7.45%

Home Equity Line of Credit - up to 65% loan to value (prime plus 0.50%)

6.95%

Home Equity Line of Credit - up to 80% loan to value (prime plus 1.00%)

7.45%

Energy Efficiency Financing

7.49%

Microloan

17.99%


Rates

Authorized Overdraft Protection

21%

Open

Rates

6 Month

10.00%

1 year

10.00 %


 

Closed

Rates

6 Month

8.25%

1 Year

7.84%

2 Year

7.34%

3 Year

6.89%

4 Year

6.64%

5 Year

6.69%

5 Year, Closed

Rates

No Down Payment Mortgage

6.79%

Purchase Plus Improvements Mortgage

6.69%

Cash Back Mortgage

7.39%

*Actual rates may fluctuate based on individual applications.
 

Questions?

Contact a member of the CUA team by phone 902.492.6500, email info@cua.com or visit one of our eight convenient branch locations.

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