How Can We Help You Bank Better?
How Can We Help You Bank Better?
What's New at CUA?
Annual General Meeting
You're invited to share your thoughts and ideas with us while hearing about successes in 2025 and priorities for 2026. Join us at CUA’s AGM on Tuesday, April 28, at 7:00 p.m. Plus you’ll have a chance to win an Amazon Kindle Scribe valued at $500!
It pays to refer someone new.
Each time you successfully refer someone new to CUA, we'll deposit $75 into your account. The new member will have their monthly account package fee waived for six months.
Annual General Meeting
You're invited to share your thoughts and ideas with us while hearing about successes in 2025 and priorities for 2026. Join us at CUA’s AGM on Tuesday, April 28, at 7:00 p.m. Plus you’ll have a chance to win an Amazon Kindle Scribe valued at $500!
It pays to refer someone new.
Each time you successfully refer someone new to CUA, we'll deposit $75 into your account. The new member will have their monthly account package fee waived for six months.
Featured Products
The right mortgage opens doors.
Whatever your plans, CUA’s got a mortgage to match. Until June 26th, get discounted rates* on our specialty mortgages with a Mortgage Value Package.
5.19% No Down Payment Mortgage
4.19% Construction Mortgage
4.19% Mobile Home Mortgage
4.19% Purchase Plus Improvements Mortgage
6.19% Cash Back Mortgage
*Terms and Conditions apply.
Buying your first home just got easier
CUA is excited to be participating in the Nova Scotia First-Time Homebuyers Program, a unique mortgage product that the Province of Nova Scotia has introduced. Those who qualify will only need a minimum of 2% down payment, making it a perfect fit for those who are struggling to save a full 5% down payment or who are priced out of the market.
0% Balance Transfer
Looking for a better way to manage your credit card debt? By transferring your balance to a CUA credit card, you can pay down your balance faster and more efficiently. Benefit from a 0% interest rate for 12 months, with a one-time fee of 3%. This is a smart way to reduce your financial burden and make real progress toward becoming debt-free.
From everyday moments to occasional getaways.
Life doesn’t slow down, and your card shouldn’t either. Enjoy rewards built for everyday life, along with protection and benefits that support what matters most.
Apply for a World® Mastercard and activate it between April 1 and June 30, 2026, to receive a $120 first‑year fee rebate.† Plus, you could earn bonus Flex Rewards points worth up to $100 in cash value.†
The right mortgage opens doors.
Whatever your plans, CUA’s got a mortgage to match. Until June 26th, get discounted rates* on our specialty mortgages with a Mortgage Value Package.
5.19% No Down Payment Mortgage
4.19% Construction Mortgage
4.19% Mobile Home Mortgage
4.19% Purchase Plus Improvements Mortgage
6.19% Cash Back Mortgage
*Terms and Conditions apply.
Buying your first home just got easier
CUA is excited to be participating in the Nova Scotia First-Time Homebuyers Program, a unique mortgage product that the Province of Nova Scotia has introduced. Those who qualify will only need a minimum of 2% down payment, making it a perfect fit for those who are struggling to save a full 5% down payment or who are priced out of the market.
0% Balance Transfer
Looking for a better way to manage your credit card debt? By transferring your balance to a CUA credit card, you can pay down your balance faster and more efficiently. Benefit from a 0% interest rate for 12 months, with a one-time fee of 3%. This is a smart way to reduce your financial burden and make real progress toward becoming debt-free.
From everyday moments to occasional getaways.
Life doesn’t slow down, and your card shouldn’t either. Enjoy rewards built for everyday life, along with protection and benefits that support what matters most.
Apply for a World® Mastercard and activate it between April 1 and June 30, 2026, to receive a $120 first‑year fee rebate.† Plus, you could earn bonus Flex Rewards points worth up to $100 in cash value.†
Rates
No Down Payment Mortgage
Interest Rate
6.09
*
%
Purchase Plus Improvements
Interest Rate
6.09
*
%
Energy Efficiency Financing
Interest Rate
7.49
*
%
*Rates subject to change
We're Here to Help
CUA Debit Card:
1.888.277.1043
Collabria Visa or Mastercard:
Canada and U.S. - 1.855.341.4643
International Collect - 1.647.252.9564
Report suspicious emails/calls to alerts@cua.com.
Learn more about protecting yourself from fraud here.











