New Canadian Program
Welcome!
Settling into life in a new country is not easy. CUA can introduce you to the products and services you'll need to guide you to a successful financial future in Canada. We offer a wealth of resources to support New Canadians, including investment and borrowing solutions customized to meet your unique needs.
CUA is pleased to offer all newcomers to Canada 12 months of free banking*.
Account Packages
myChequing
You make few transactions, and prefer to pay as you go.
Features:
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Free for 1 year, then $4 per month
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20 debit transactions included
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Unlimited e-Transfers
- Monthly fee may be waived with minimum balance of $2,000
myeChequing
You prefer to perform most of your banking online.
Features:
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Free for one year, then $11.95 per month
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Unlimited electronic transactions
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Unlimited e-Transfers
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Four free Interac and PLUS ATM transactions
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Monthly fee may be waived with minimum balance of $3,000
myChequing Unlimited
Our most popular plan for those who perform many transactions.
Features:
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Free for 1 year, then $14.95 per month
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Unlimited debit transactions
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Unlimited e-Transfers
- Monthly fee may be waived with minimum balance of $3,000
Account Protector Available
Ask us today about adding Account Protector to your account!
CUA’s Account Protector maximizes your purchasing power while providing overdraft protection to your chequing account. It ensures access to funds when needed – without waiting or arranging for a personal loan. The Account Protector is great for personal emergencies that may not be able to make it to payday (such as a vehicle repair, or other unpredictable circumstance).
Features:
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Funds are accessible through a chequing account and are included in the member’s available balance.
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Chequing accounts will be overdrawn (subject to limit approval) until funds are replenished.
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Pay interest only on amount borrowed for the number of days used (minimum $5.00 interest charge).
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Members must qualify through a credit application and credit check.
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Life & disability insurance available.
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The maximum credit limit under the New Canadian Account Protector Program is $500.
Vehicle Financing
Get the financing you need for the important purchase of a car, with flexible rates and terms to suit your unique needs.
Features include:
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Competitive rate of interest.
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Fixed or variable rates.
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Amortizations between 36 and 96 months depending on the model year of the vehicle financed.
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There is no penalty for extra payments or early repayment of the loan. Extra payments can be made at any time, in any amount, and as often as you'd like.
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Automatic payments can be set up from a CUA account or account at another financial institution.
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Repay loan faster with weekly or bi-weekly payments.
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Members must qualify through a credit application and credit check.
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Life & disability insurance available.
Open an Account Today!
Email, call or send us a message to open your free account with CUA, or to ask about any of our products or services.