Guaranteed Investment Certificates

Guaranteed Investment Certificates (GICs) provide secure, worry-free investing for short- or long-term funds, with terms ranging from 30 days to five years. A cashable investment is also available.

CUA is a member of the Nova Scotia Credit Union Deposit Insurance Corporation (CUDIC), which at $250,000, provides the highest deposit insurance protection in Nova Scotia.


Redeemable GIC

CUA’s redeemable GIC gives you a secure investment with the flexibility to access your cash at any time. 

  • Non-registered Investment - Minimum Deposit: $500

Commercial Redeemable GIC

CUA’s commercial redeemable GIC gives your business a secure investment with the flexibility to access your cash at any time. 

  • Non-registered Investment - Minimum Deposit: $50,000

Short-Term Non-Redeemable GIC

CUA’s short-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 30 days to 364 days. Term eligible only.

  • Non-registered Investment - Minimum Deposit: $5,000

Long-Term Non-Redeemable GIC

CUA’s long-term GICs provide a competitive interest rate. Funds are guaranteed and are non-redeemable, with terms ranging from 1 year to 5 years. Term, RRSP and RRIF eligible.

  • Non-registered Investment - Minimum Deposit: $1,000
  • Registered Investment - Minimum Deposit: $500


Apply Today

Complete our Contact Us form, book an appointment online, or reach out to our Customer Contact Centre at 902.492.6500.
 
 
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