Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA credit card rates, please see the credit card sections for individuals and for businesses.
Specialty Rates
No Down Payment Mortgage
Interest Rate
Purchase Plus Improvements
Interest Rate
Energy Efficiency Financing
Interest Rate
*Rates subject to change
Investment Rates
Balance
Rates
$1 - $4,999
0.20%
$5,000 - $9,999
0.20%
$10,000 - $24,999
0.20%
$25,000 - $59,999
0.25%
$60,000 - $99,999
0.25%
$100,000 plus
0.30%
Account
Rate
TFSA
0.60%
Balance
Rates
Variable - $0 - $5,000
0.20%
Variable - $5,001 - $25,000
0.20%
Variable - $25,001 - $50,000
0.20%
Variable - $50,001 plus
0.20%
Term
Rates
Short Term Deposit 30 - 59 Days
2.30%
Short Term Deposit 60 - 89 Days
2.50%
Short Term Deposit 90 - 179 Days
2.55%
Short Term Deposit 180 - 269 Days
2.60%
Short Term Deposit 270 - 364 Days
2.65%
1 Year Term
2.80%
2 Year Term
2.85%
3 Year Term
2.90%
4 Year Term
2.90%
5 Year Term
3.05%
18 Month Term Deposit (applies to new funds only*)
3.45%
30 Month Term Deposit (applies to new funds only*)
3.10%
Lending Rates *
Rates
CUA Prime Rate
4.95%
Rates
New Car
6.99%
Used Car
7.99%
Unsecured Lines of Credit (prime plus 3.75%)
8.70%
myStudent Line of Credit (prime plus 1.00%)
5.95%
Home Equity Line of Credit - up to 65% loan to value (prime plus 0.50%)
5.45%
Home Equity Line of Credit - up to 80% loan to value (prime plus 1.00%)
5.95%
Energy Efficiency Financing
7.49%
RRSP Loan (prime plus 0.00%)
4.95%
RRSP Line of Credit (prime plus 0.00%)
4.95%
Microloan
17.99%
Rates
Authorized Overdraft Protection
21%
Open
Rates
6 Month
10.00%
1 year
10.00 %
Closed
Rates
6 Month
8.25%
1 Year
7.34%
2 Year
6.99%
3 Year
6.54%
4 Year
6.34%
5 Year
6.49%
5 Year, Closed
Rates
No Down Payment Mortgage
6.59%
Purchase Plus Improvements Mortgage
6.49%
Cash Back Mortgage
7.19%
*Actual rates may fluctuate based on individual applications.
Questions?
Contact a member of the CUA team by phone 902.492.6500, email info@cua.com or visit one of our eight convenient branch locations.
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