Rates

Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA credit card rates, please see the credit card sections for individuals and for businesses.
mySavings |
Rates |
$1 - $4,999 |
0.05% |
$5,000 - $9,999 |
0.05% |
$10,000 - $24,999 |
0.05% |
$25,000 - $59,999 |
0.05% |
$60,000 - $99,999 |
0.05% |
$100,000 plus |
0.05% |
Tax Free Savings Account |
Rates |
TFSA |
0.40% |
RRSP and RRIF Variable |
Rates |
Variable - $0 - $5,000 |
0.05% |
Variable - $5,001 - $25,000 |
0.05% |
Variable - $25,001 - $50,000 |
0.05% |
Variable - $50,001 plus |
0.05% |
Guaranteed Investment Certificates |
Rates |
Short Term Deposit 30 - 59 Days |
0.35% |
Short Term Deposit 60 - 89 Days |
0.40% |
Short Term Deposit 90 - 179 Days |
0.45% |
Short Term Deposit 180 - 269 Days |
0.55% |
Short Term Deposit 270 - 364 Days |
0.65% |
1 Year Term |
1.70% |
2 Year Term |
2.00% |
3 Year Term |
2.20% |
4 Year Term |
2.50% |
5 Year Term |
2.75% |
18 Month Term Deposit (applies to new funds only*) |
2.25% |
30 Month Term Deposit (applies to new funds only*) |
2.95% |
Lending Rates
Explore our posted lending and mortgage rates below. Actual rates may fluctuate based on individual applications. Have questions? Contact a member of the CUA team at 902.492.6500.
Prime Rate |
Rates |
CUA Prime Rate |
3.70% |
Loans and Lines of Credit |
Rates |
New Car |
5.89% |
Used Car |
7.09% |
Lines of Credit |
7.45% |
my Student Line of Credit |
4.70% |
Home Equity Line of Credit - up to 65% loan to value |
4.20% |
Home Equity Line of Credit - up to 80% loan to value |
4.70% |
Energy Efficiency Financing |
5.09% |
Microloan |
15.99% |
Overdraft Protection |
Rates |
Authorized Overdraft Protection |
21.00% |
Mortgage Rates - Open |
Rates |
6 Month |
6.95% |
1 Year |
6.95% |
Mortgage Rates - Closed |
Rates |
6 Month |
4.45% |
1 Year |
4.79% |
2 Year |
5.14% |
3 Year |
5.24% |
4 Year |
5.54% |
5 Year |
6.04% |
Specialty Mortgage Products - 5 Year, Closed |
Rates |
No Down Payment Mortgage |
6.24% |
Purchase Plus Improvements Mortgage |
5.09% |
Cash Back Mortgage |
6.84% |
*New funds to CUA are defined as any funds deposited to a CUA account within 60 days of contribution.