Rates
Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA Mastercard rates, please see the Mastercard section of this site.
| mySavings | Rates |
|---|---|
| $1 - $4,999 | 0.05% |
| $5,000 - $9,999 | 0.10% |
| $10,000 - $24,999 | 0.15% |
| $25,000 - $59,999 | 0.20% |
| $60,000 - $99,999 | 0.25% |
| $100,000 plus | 0.30% |
| RRSP and RRIF Variable | Rates |
|---|---|
| Variable - $0 - $5,000 | 0.05% |
| Variable - $5,001 - $25,000 | 0.15% |
| Variable - $25,001 - $50,000 | 0.20% |
| Variable - $50,001 plus | 0.25% |
| Guaranteed Investment Certificates | Rates |
|---|---|
| Short Term Deposit 30 - 59 Days | 0.35% |
| Short Term Deposit 60 - 89 Days | 0.50% |
| Short Term Deposit 90 - 179 Days | 0.60% |
| Short Term Deposit 180 - 269 Days | 0.65% |
| Short Term Deposit 270 - 364 Days | 0.75% |
| 1 Year Term | 0.75% |
| 2 Year Term | 0.85% |
| 3 Year Term | 1.00% |
| 4 Year Term | 1.05% |
| 5 Year Term | 1.20% |
| 18 Month Term Deposit (applies to new funds only*) | 1.15% |
| 30 Month Term Deposit (applies to new funds only*) | 1.55% |
| Prime Rate | Rates |
|---|---|
| Credit Union Atlantic Prime Rate | 3.10% |
| Loans and Lines of Credit | Rates |
|---|---|
| New Car - starting at | 5.25% |
| Used Car - starting at | 6.50% |
| Lines of Credit - starting at | 7.10% |
| my Student Line of Credit - starting at | 4.10% |
| Home Equity Line of Credit - up to 65% loan to value, starting at | 3.60% |
| Home Equity Line of Credit - up to 80% loan to value, starting at | 4.10% |
| Energy Efficiency Financing - starting at | 4.49% |
| Overdraft Protection | Rates |
|---|---|
| Authorized Overdraft Protection | 21.00% |
| Mortgage Rates - Open | Rates |
|---|---|
| 6 Month - Open | 6.95% |
| 1 Year - Open | 6.95% |
| Mortgage Rates - Closed | Rates |
|---|---|
| 6 Month - Closed, starting at | 4.45% |
| 1 Year - Closed, starting at | 3.24% |
| 2 Year - Closed, starting at | 3.39% |
| 3 Year - Closed, starting at | 3.89% |
| 4 Year - Closed, starting at | 4.34% |
| 5 Year - Closed, starting at | 4.94% |
*New funds to CUA are defined as any funds deposited to a CUA account within 60 days of contribution.
