Rates
Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA credit card rates, please see the credit card sections for individuals and for businesses.
| mySavings | Rates |
|---|---|
| $1 - $4,999 | 0.05% |
| $5,000 - $9,999 | 0.05% |
| $10,000 - $24,999 | 0.05% |
| $25,000 - $59,999 | 0.05% |
| $60,000 - $99,999 | 0.05% |
| $100,000 plus | 0.05% |
| Tax Free Savings Account | Rates |
|---|---|
| TFSA | 0.20% |
| RRSP and RRIF Variable | Rates |
|---|---|
| Variable - $0 - $5,000 | 0.05% |
| Variable - $5,001 - $25,000 | 0.05% |
| Variable - $25,001 - $50,000 | 0.05% |
| Variable - $50,001 plus | 0.05% |
| Guaranteed Investment Certificates | Rates |
|---|---|
| Short Term Deposit 30 - 59 Days | 0.10% |
| Short Term Deposit 60 - 89 Days | 0.15% |
| Short Term Deposit 90 - 179 Days | 0.20% |
| Short Term Deposit 180 - 269 Days | 0.25% |
| Short Term Deposit 270 - 364 Days | 0.35% |
| 1 Year Term | 0.35% |
| 2 Year Term | 0.45% |
| 3 Year Term | 0.60% |
| 4 Year Term | 0.80% |
| 5 Year Term | 1.00% |
| 18 Month Term Deposit (applies to new funds only*) | 0.70% |
| 30 Month Term Deposit (applies to new funds only*) | 0.85% |
Lending Rates
Explore our posted lending and mortgage rates below. Actual rates may fluctuate based on individual applications. Have questions? Contact a member of the CUA team at 902.492.6500.| Prime Rate | Rates |
|---|---|
| Credit Union Atlantic Prime Rate | 3.10% |
| Loans and Lines of Credit | Rates |
|---|---|
| New Car | 5.25% |
| Used Car | 6.50% |
| Lines of Credit | 7.10% |
| my Student Line of Credit | 4.10% |
| Home Equity Line of Credit - up to 65% loan to value | 3.60% |
| Home Equity Line of Credit - up to 80% loan to value | 4.10% |
| Energy Efficiency Financing | 4.49% |
| Microloan | 14.50% |
| Overdraft Protection | Rates |
|---|---|
| Authorized Overdraft Protection | 21.00% |
| Mortgage Rates - Open | Rates |
|---|---|
| 6 Month | 6.95% |
| 1 Year | 6.95% |
| Mortgage Rates - Closed | Rates |
|---|---|
| 6 Month | 4.45% |
| 1 Year | 3.19% |
| 2 Year | 3.29% |
| 3 Year | 3.64% |
| 4 Year | 4.09% |
| 5 Year | 4.79% |
| Specialty Mortgage Products - 5 Year, Closed | Rates |
|---|---|
| No Down Payment Mortgage | 3.99% |
| Purchase Plus Improvements Mortgage | 2.79% |
| Cash Back Mortgage | 4.49% |
*New funds to CUA are defined as any funds deposited to a CUA account within 60 days of contribution.
