Rates


Rates are subject to change without notice, they are for information purposes only and should be confirmed by a representative of CUA. For more information about CUA credit card rates, please see the credit card sections for individuals and for businesses.

mySavings Rates
$1 - $4,999 0.05%
$5,000 - $9,999 0.05%
$10,000 - $24,999 0.05%
$25,000 - $59,999 0.05%
$60,000 - $99,999 0.05%
$100,000 plus 0.05%
Tax Free Savings Account Rates
TFSA 0.40%
RRSP and RRIF Variable Rates
Variable - $0 - $5,000 0.05%
Variable - $5,001 - $25,000 0.05%
Variable - $25,001 - $50,000 0.05%
Variable - $50,001 plus 0.05%
Guaranteed Investment Certificates Rates
Short Term Deposit 30 - 59 Days 0.35%
Short Term Deposit 60 - 89 Days 0.40%
Short Term Deposit 90 - 179 Days 0.45%
Short Term Deposit 180 - 269 Days 0.55%
Short Term Deposit 270 - 364 Days 0.65%
1 Year Term 1.70%
2 Year Term 2.00%
3 Year Term 2.20%
4 Year Term 2.50%
5 Year Term 2.75%
18 Month Term Deposit (applies to new funds only*) 2.25%
30 Month Term Deposit (applies to new funds only*) 2.95%

Lending Rates

Explore our posted lending and mortgage rates below. Actual rates may fluctuate based on individual applications. Have questions? Contact a member of the CUA team at 902.492.6500.

Prime Rate Rates
CUA Prime Rate 3.70%
Loans and Lines of Credit Rates
New Car 5.89%
Used Car 7.09%
Lines of Credit 7.45%
my Student Line of Credit 4.70%
Home Equity Line of Credit - up to 65% loan to value 4.20%
Home Equity Line of Credit - up to 80% loan to value 4.70%
Energy Efficiency Financing 5.09%
Microloan 15.99%
Overdraft Protection Rates
Authorized Overdraft Protection 21.00%
Mortgage Rates - Open Rates
6 Month 6.95%
1 Year 6.95%
Mortgage Rates - Closed Rates
6 Month 4.45%
1 Year 4.79%
2 Year 5.14%
3 Year 5.24%
4 Year 5.54%
5 Year 6.04%
Specialty Mortgage Products - 5 Year, Closed Rates
No Down Payment Mortgage 6.24%
Purchase Plus Improvements Mortgage 5.09%
Cash Back Mortgage 6.84%

 

*New funds to CUA are defined as any funds deposited to a CUA account within 60 days of contribution.

 

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