Open An Account

It’s Fast, Easy and Convenient.

When it comes to choosing where you bank, we know you're looking for a trustworthy, reliable, secure, and affordable partner. At CUA, we offer those qualities plus flexible products, personalized service, and faster turnaround times. We're excited to help you open the door to your financial future.

Easily open any of our chequing, savings, GIC accounts, or unsecured loans completely online. It only takes 5-10 minutes!

Want to open an account for your business? Visit a CUA Branch or connect with a member of our commercial team today!

What "the better way to bank" means:

  • Bank from anywhere at anytime, with Mobile and Online Banking.
  • A team of dedicated and friendly staff.
  • Flexible products, including the No Down Payment Mortgage, Microloan Program, and Youth Banking.
  • Get in the right account, with our Best Fit Account Guarantee.
  • We're committed to our communities - Through our Community Investment Grant Program, every year we support organizations that are working to creative a positive impact in Nova Scotia.

Ready for a "wow" banking experience?

Open an Account Online

What You'll Need to Open an Account

  • Personal information and ID - To open your account, you will be required to provide personal information like your address and will need one piece of Government issued ID. CUA is a provincially regulated credit union—to be eligible to become a member of CUA you must be a resident of Nova Scotia

  • Banking Information - If you’re already a CUA member and are applying for another product, you’ll need to have your existing bank account information so we can link your accounts.

  • $5 Deposit - To activate your account, you’ll need to deposit $5.00. It will be held in a separate account and, if ever you choose to close your account, it will be refunded.

  • Joint Applicant Information - If you are applying for an account with a joint applicant, they must also provide their personal information.


Contact our team by phone 902.492.6500, or by visiting one of our eight convenient branch locations.  We're here to help.

How long will it take to process my application? Expand/Collapse

CUA will review your application once it is received and will contact you for any remaining details or to confirm your account within two business days.

What products can I apply for online? Expand/Collapse

You can open a variety of chequing and savings accounts online. You can also apply for a guranteed inverstment certificate and a variety of loans and lines of credit.

Do I have to finish my application in one sitting? Expand/Collapse

You can take as much time as you like. If you need more time to finish your application, you can save your progress and return it it when convenient.