Personal Loans


You may need some extra cash to purchase a new car, fund a home project, a wedding, to take a well-deserved vacation or consolidate debt. A personal loan is an easy solution.

Unsure of how much you’re able to borrow? Try out our Loan Calculator below.

Features and Benefits

  • Flexible terms ranging from 1 – 5 years.
  • Flexible repayment options of monthly, semi-monthly, bi-weekly or weekly. Choose what suits your budget and we will deduct the payment automatically from your account.
  • No penalty for extra payments or early repayment.
  • Competitive variable or fixed rate interest rates. 
  • Optional Creditor Insurance to provide you with that extra peace of mind.

Loan Rates

Click here for rates

Ready to apply online?


You can also apply by connecting with a member of the CUA team by completing the form on this page, visiting a branch or by calling the Customer Contact Centre at 902-492-6500.

Resources

Not sure if this is the best loan option for you? Depending on your goals, you may also want to explore the options below, try the Loan Calculator or read helpful articles:

Let's talk.

Loan Calculator

Need help working out some details? This calculator can help you estimate loan amounts and payments to determine how much you can afford.

Have questions about the results or how a loan fits into your overall financial picture? Better answers start with better conversations. Fill out the form found on this page and let's talk.

    Loan Payment:
     
    These calculators are made available to you as tools for independent use and are not intended to provide investment or loan advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please connect with a member of the CUA team at 902.492.6500 to discuss your circumstances.

    Helpful Articles

    CUAuthors are experienced and financially savvy CUA staff who are passionate about helping our personal and commercial members improve their confidence and knowledge of money matters.