Personal Loans

You may need some extra cash to purchase a new car, fund a home project, a wedding, to take a well-deserved vacation or consolidate debt. A personal loan is an easy solution.

Unsure of how much you’re able to borrow? Try out our Loan Calculator below.

Features and Benefits:

  • Flexible terms ranging from 1 – 5 years 
  • Flexible repayment options of monthly, semi-monthly, bi-weekly or weekly. Choose what suits your budget and we will deduct the payment automatically from your account 
  • No penalty for extra payments or early repayment
  • Competitive variable or fixed rate interest rates. 
  • Optional Creditor Insurance to provide you with that extra peace of mind.

Loan Rates

Click here for rates

How to apply

You can apply for a CUA personal loan online, at your branch, or by calling the Customer Contact Centre at 902-492-6500.

You can also contact a CUA Mobile Banking Specialist to discuss loan options, ask questions, and receive personalized loan advice. Our advisors will travel to meet you at your home, office, or any other convenient location.

    Loan Payment:

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    Learn about The 5 Cs of Credit

    Discover what often goes into the decision of whether or not a loan is approved by reading the CUAuthors article on the 5 Cs of Credit.