Fixed Rate Mortgage

If you’re looking for a mortgage that makes payments more predictable and budgeting easier, a fixed-rate mortgage could be the right choice for you.

With a fixed-rate mortgage, you get the same interest rate for the entire term of your mortgage, so you can count on making the same payment every month. Choose terms of 6 months to 5 years, with an amortization (total debt repayment period) of up to 25 years.

Unsure of what mortgage you can afford? Try our Mortgage Calculator

Features and benefits:
  • Apply for a mortgage of up to 95% of the purchase price 
  • Enjoy a predictable payment schedule (weekly, bi-weekly, monthly, or semi-monthly)
  • Get the security of a predictable interest rate
  • Assumable and portable
  • Credit life, critical illness and disability insurance available.

Loan Rates

Click here for rates

How to apply

You can apply for a CUA mortgage at your branch, or by reaching out to the Customer Contact Centre at 902-492-6500 or

You can also contact a CUA mobile banking advisor to discuss loan options, ask questions, and receive personalized mortgage advice. Our advisors will travel to meet you at your home, office, or any other convenient location.


Find Branch/ATM

Enter address, postal code or branch name