Line of Credit

A Line of Credit (LOC) maximizes your purchasing power while ensuring access to funds when needed, without waiting or arranging for a personal loan.

A CUA Line of Credit can help you be prepared for those unexpected emergencies, car repairs, major home appliances, a vacation, or investment opportunities. Interest rates are lower than most retail credit cards which could save you money.


  • Peace of mind - life and disability insurance available
  • You control your own credit
  • Enjoy flexibility with access to your funds any time, any day, anywhere  
  • Competitive interest rate
  • Flexible repayment options of monthly, semi-monthly, bi-weekly or weekly. Choose what suits your budget and we will deduct the payment automatically from your account
  • No annual fee

Loan Rates

Click here for rates

Ready to apply online?

You can also apply by connecting with a member of the CUA team by completing the form on this page, visiting a branch or by calling the Customer Contact Centre at 902-492-6500.


Not sure if this is the best loan option for you? Depending on your goals, you may also want to explore the options below or read helpful articles.

Let's talk.