Line of Credit

We've got your back with the CUA Line of Credit
A Line of Credit (LOC) maximizes your purchasing power while ensuring access to funds when needed – without waiting or arranging for a personal loan.

A CUA Line of Credit can help you be prepared for those unexpected emergencies, car repairs, major home appliances, a vacation, or investment opportunities. Interest rates are lower than most retail credit cards which could save you money.


  • Peace of mind - life and disability insurance available 
  • You control your own credit 
  • Enjoy flexibility with access to your funds any time, any day, anywhere  
  • Competitive interest rate 
  • Flexible repayment options of monthly, semi-monthly, bi-weekly or weekly. Choose what suits your budget and we will deduct the payment automatically from your account 
  • No annual fee

Loan Rates

Click here for rates

How to apply

You can apply for a CUA Line of Credit online, at your branch, or by calling the Customer Contact Centre at 902-492-6500.

You can also contact a CUA mobile banking advisor to discuss loan options, ask questions, and receive personalized advice. Our advisors will travel to meet you at your home, office, or any other convenient location.


Find Branch/ATM

Enter address, postal code or branch name