Commercial Lending


Variety is what makes for a thriving small business economy. But the one thing every business has in common is the need for capital.

Whether you’re looking to move into a bigger space to meet the growing needs of your business, financing a piece of equipment, or need some help paying off your bills, we have a dedicated team of small business loan professionals to help process your application quickly.

Our full range of services and expertise includes:

Commercial line of credit

Convenient access to cash when you need it so you can maximize your purchasing power, quickly and easily.

Commercial loans

We offer a variety of options and loan packages tailored to your needs.

Commercial mortgages

We offer commercial mortgages with up to 75% financing and a maximum amortization period of 25 years with flexible options to suit your business needs.

Letters of credit

Provide importers and exporters with a convenient method of transacting business. We also offer letters of credit for domestic transactions.

Small Business Loan Guarantee Program

Designed to help establish new businesses and provide entrepreneurs with the support they need to be empowered to create employment opportunities.

Small Business Loan Insurance

Designed to help increase accessibility and availability of loans and capital leases for establishing, growing and improving small businesses across Canada.

Specialized Financing for Small Businesses: Thinking Capital

CUA is also pleased to work with Thinking Capital, a specialized small business lender, to offer CUA commercial customers a wider range of financing options.

A leader in the Canadian FinTech industry, Thinking Capital has developed an innovative online platform to help more Canadian businesses access financing for operating capital or business growth.
Applicants can get approved in as little as 24 hours with the following 3 easy steps: 
  • Apply online - simple application with no paperwork 
  • Get approved - instant decision 
  • Get funded - funds are deposited into your business bank account

Thinking Capital products 

  • Flexible payment plan - a small percentage of your daily card sales will contribute to your total repayment amount. It's a convenient solution that aligns with your cash flow so that you pay more when business is good and less when it's slow. Apply Now »
  • Fixed payment plan - your repayment plan will consist of daily fixed installments. The consistent and predictable nature of this solution allows you to put the focus on growing your business. Apply Now »
Thinking Capital has simple qualification requirements:
  • Canadian-based business
  • In business for at least 6 months
  • Operates with a business bank account
  • Average monthly sales of at least $7,000
Visit Thinking Capital to learn more »



 

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