Your age, marital status, income level, and number of dependent children all impact the amount and kinds of insurance coverage you need. A prime time to review your insurance needs is during important events in your life, such as an increase in income, new home or car, marriage, or a new addition to your family.

Insurance needs change over time and knowing the basics of insurance can help keep your financial safety net operating at its best.

Creditor’s group insurance is optional and is underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions, and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. To contact CUMIS, please visit www.cumis.com or call 1-800-263-9120.