Rules and Regulations

Eligibility and Entry: The CUA Financial Goal Getaway Contest (the “Contest”) is being conducted by CUA (Credit Union Atlantic Ltd.). The Contest runs from July 14 to August 31, 2022 (the “Contest Period”) and is open to anyone who, during the Contest Period, completes a minimum of one (1) goal in the Goal Planning System ("GPS") the digital planning tool available on CUA’s website (the “Entrant”). The GPS is accessible directly via the CUA website.

For members who cannot access the CUA website, a CUA employee may complete a goal on their behalf.

The Contest closes at 11:59 p.m. ADT on August 31, 2022. A total of two (2) getaway gift packages will be given away. The winner will be selected at random from eligible Entrants.

1. No Purchase Necessary: No purchase of any CUA product or service by Entrants is necessary to enter this Giveaway.

2. Entry Restrictions: Employees and board members of CUA are not eligible for Contest entry. To be eligible to enter the Contest, Entrants must be legal residents of Nova Scotia and must have reached the age of majority in Nova Scotia. Residents of other provinces are not eligible to enter the Giveaway. Entrants are permitted up to six (6) entries, for the completion of each of the six GPS goals. Any additional entries, or duplicates of goal completions, will be deemed void and disqualified.

3. Entry Deadline: To be accepted, Entrants must complete the GPS no later than 11:59 p.m. ADT on Wednesday, August 31, 2022. Late entries will not be accepted.

4. Prizes: A total of one (1) gift package will be awarded to each of the two (2) Giveaway winners. Each gift package will consist of a two-night stay at a Nova Scotia hotel, along with gift cards for gas, restaurants and local attractions. Each gift package has an approximate retail value of $1,000 CAD. 

5. Selection and Determination of Prize Winners and Prize Distribution: Prize-winning Entrants will be selected through a random draw of all eligible digital entries received by the end of the Contest Period. The winning Entrants will be selected on or before Friday, September 9, 2022. The selected Entrant will be notified by email using the email address they provide upon completing the GPS goal. After a twenty-four (24) hour period, a second email notification will be sent. If there is no response to the second email within an additional twenty-four (24) hour period, the entry will be considered void and disqualified. The Entrant will then have no recourse against CUA. A new Entrant will be selected for the prize, and the above notification process will be repeated until the selected Entrant is contacted. The odds of selection will depend on the total number of eligible entries received. Before being declared a winner, each selected Entrant must a) be confirmed as residing in Nova Scotia; b) sign a photo consent form confirming their name, photo and likeness may be used in CUA marketing and promotions; and c) may be required to correctly answer a time-limited, skill-testing mathematical question, without mechanical or other assistance. Selected Entrants must accept their prize as awarded; no prize is redeemable for exchanges, substitutions or cash value. The selected Entrants may be required to attend CUA’s Corporate Office or their local CUA branch to receive their prize.

6. Terms of Entry - By entering the Contest, Entrants:

• Agree to abide by all Contest rules and regulations, and acknowledge that CUA reserves the right to cancel, terminate, modify, or suspend the Contest for any reason, without any prior notice to any Entrant;

• Agree to release and hold harmless CUA, including, but not limited to, its respective officers, directors, employees, agents, representatives, contractors, sub-contractors, wealth management partners, and shareholders from all liability resulting from Contest entry, award, use, possession, or misuse of any prize, including any and all liability for injuries and loss or damage of any kind;

• Acknowledge that no warranty or guarantee is given by CUA surrounding the use of the prize;

• Acknowledge that the Contest is in no way sponsored, endorsed or administered by, or associated with other financial institutions;

• Prize Winners: By entering this Contest, Entrants agree that if they are selected as a prize winner, their name, photo, and likeness may be posted at CUA’s corporate office or branch locations, on its website, and/or the social media channels of CUA and can be used for advertising purposes without additional compensation.

6. Applicable Law: The Contest and the prize awarded are subject to all applicable federal, provincial, and municipal laws.

7. Privacy: CUA abides by its online privacy policy with all digital communications and promotions. Submission of a completed digital ballot/GPS goal shall be treated as an Entrant’s express consent to the collection, use, and disclosure of their personal information, as noted above, if they are selected as a prize winner. Providing contact information upon completing the GPS goal will opt-in the participant to future updates and promotional messages from CUA. Participants may opt-out of these messages at any time. All personal information collected in relation to the Contest will not be used for any other purpose, except where the Entrant expressly consents to their personal information being used for another purpose as described.