Wallet Wellness Contest Terms and Conditions

CUA’s Wallet Wellness Package Contest


Rules and Regulations

  1. Eligibility and Entry: Wallet Wellness (the “Contest”) is being conducted by CUA (Credit Union Atlantic Inc.). The Contest runs from July 9 – August 16, 2021 (the “Contest Period”) and is open to any resident of Nova Scotia who, during the Contest Period, completes the Financial Health Index available on CUA’s website (the “Entrant”). Entrants are not required to be active customers of CUA. The Financial Health Index is accessible directly via the CUA website.
  2. No Purchase Necessary: No purchase of any CUA product or service is necessary to enter this Contest.
  3. Entry Restrictions: Employees and board members of CUA are not eligible for Contest entry. To be eligible to enter the Contest, Entrants must be legal residents of Canada and must have reached the age of majority in Nova Scotia. Residents of other provinces are not eligible to enter the Contest. Entrants are permitted a maximum of one entry through the online balloting system, with any additional online ballots deemed void and disqualified.
  4. Entry Deadline: To be accepted, Entrants must complete the Financial Health Index no later than 11:59 p.m. on Monday, August 16, 2021. Late entries will not be accepted.
  5. Prize: A “Wallet Wellness Package” will be awarded to Contest winner:
    1. The “Wallet Wellness Package” is valued at $2,500, including $1,000 cash and the following merchandise: 
  6. Prize Winners and Prize Distribution: The prize-winning Entrant will be selected through random draw of all eligible Financial Health Index entries received by the end of the Contest Period. The prize draws will be held on Wednesday, August 18, 2021 between the hours of 10 a.m. and 5 p.m. AST at CUA’s Corporate Office, located at 350-7105 Chebucto Road, Halifax, Nova Scotia. The selected Entrant will be notified by telephone using the number they provide upon completing the Financial Health Index. If the winner cannot immediately be reached, a voicemail will be left requesting them to contact a CUA representative to claim their prize. If a response from the voicemail is not received within twenty-four (24) hours, CUA will conduct one additional phone call and email the Entrant with the email address they provide upon completing the Financial Health Index. If there is no response to the second phone call and initial email within twenty-four (24) hours, the entry will be considered void and disqualified. The Entrant will then have no recourse against CUA. A new Entrant will be selected for the prize, and the above notification process will be repeated until all selected Entrants are contacted. The odds of selection will depend on the total number of eligible entries received. Before being declared a prize winner, each selected Entrant must a) be confirmed resident of Nova Scotia; b) sign a photo consent form confirming their name, photo and likeness may be used in CUA marketing and promotions; and c) may be required to correctly answer a time-limited, skill-testing mathematical question, without mechanical or other assistance. The Selected Entrant must accept their prize as awarded; no prize is redeemable for exchanges or substitutions. The selected Entrant may be required to visit a CUA branch to receive their prize.
  7. Terms of Entry - By entering the Contest, Entrants:
    1. Agree to abide by all Contest rules and regulations, and acknowledge that CUA reserves the right to cancel, terminate, modify, or suspend the Contest for any reason, without any prior notice to any Entrant;
    2. Agree to release and hold harmless CUA, including, but not limited to, its respective officers, directors, employees, agents, representatives, contractors, sub-contractors, wealth management partners, and shareholders from all liability resulting from Contest entry, award, use, possession, or misuse of any prize, including any and all liability for injuries and loss or damage of any kind;
    3. Acknowledge that no warranty or guarantee is given by CUA surrounding the use of the prize;
    4. Acknowledge that the Contest is in no way sponsored, endorsed or administered by, or associated with other financial institutions;
  8. Prize Winner: By entering this Contest, Entrants agree that if they are selected as a prize winner, their name, photo, and likeness may be posted at CUA’s corporate office or branch locations, on its website, and/or the social media channels of CUA and can be used for advertising purposes without additional compensation.
  9. Applicable Law: The Contest and the prize awarded are subject to all applicable federal, provincial, and municipal laws.
  10. Privacy: CUA abides by its online privacy policy with all digital communications and promotions. Submission of a completed Financial Health Index shall be treated as an Entrant’s express consent to the collection, use, and disclosure of their personal information, as noted above, if they are selected as a prize winner. Providing contact information upon completing the Financial Health Index will opt-in the participant to future updates and promotional messages from CUA. Participants may opt-out of these messages at any time. All personal information collected in relation to the Contest will not be used for any other purpose, except where the Entrant expressly consents to their personal information being used for another purpose as described.


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